Insurance Investigator Fort Lauderdale, FL
Grey Ghost Investigations
- No Mileage Fees
- No Administrative Fees
- Flat Rates
- Licensed Since 2008
- Free Phone Consultations
- Hablamos Espanol!








Professional Insurance Investigation Services in Fort Lauderdale
Trusted insurance investigation services in Fort Lauderdale, Wilton Manors, Lauderdale Lakes, Davie, and surrounding areas.
Thorough Insurance Fraud Investigation Support
Insurance fraud can lead to significant financial loss and complicated legal disputes. A skilled insurance investigator in Fort Lauderdale helps uncover the truth behind questionable insurance claims through surveillance, documentation review, and background intelligence. At Grey Ghost – Private Investigator Fort Lauderdale, our professional investigative services focus on identifying inconsistencies, verifying reported injuries, and gathering clear, court-ready evidence related to fraudulent insurance claims while maintaining strict confidentiality throughout the investigation process.
Credentials & Recognition:
Florida Agency License: A2700431 (licensed & insured; Chapter 493 compliant)
BBB Accredited (since 10/23/2023; SE Florida & the Caribbean)
Founded 2008 (LLC incorporated 2013)
Owner: Ana-Maria Ionita — former Florida Dept. of Corrections Probation Officer; B.A. in Criminal Justice (Minor in Psychology)
Memberships: FALI, Florida Association of Private Investigators, Miami-Dade Chamber of Commerce
Insurance Fraud Trends in Florida and Why Professional Investigation Matters

Insurance fraud continues to be a significant issue across Florida, affecting auto, property, and bodily injury insurance claims statewide. According to the Florida Department of Financial Services, insurance fraud accounts for an estimated $1 billion or more in annual losses in Florida alone, impacting policyholders and insurers alike. The National Insurance Crime Bureau also consistently ranks Florida among the highest states for questionable claims and staged accident activity. In areas like Fort Lauderdale and throughout South Florida, dense traffic, high population movement, and frequent personal injury claims create an environment where fraudulent insurance claims can surface more frequently than many realize.
Here at Grey Ghost – Private Investigator Fort Lauderdale, we focus strictly on documentation and factual evidence collection tied to insurance fraud investigations. Rather than speculation, we rely on surveillance, activity verification, and comprehensive background investigations connected directly to the claim. As experienced insurance investigators, we support defense attorneys and insurance carriers by identifying inconsistencies, verifying reported limitations, and organizing findings into clear, court-ready documentation. Professional investigative services matter because assumptions can be challenged, but properly documented evidence stands.
What Sets Grey Ghost Apart
✅ Fully licensed and insured Florida investigators
✅ Flat rates with a clear pricing structure
✅ Over two decades of investigative field experience
✅ Free phone consultations with case review
✅ Specialized in surveillance for insurance claims
✅ Led by a former Florida probation officer
✅ Consistently high client satisfaction ratings
✅ Strictly confidential and discreet case handling
✅ Fast turnaround with court-ready documentation

Focused Insurance Fraud Investigation Services
Specialized investigation services centered on surveillance, documentation, and evidence development for questionable insurance claims.
Surveillance & Tracking
Discreet surveillance operations throughout Fort Lauderdale, including Las Olas Boulevard and surrounding districts, document daily activities and verify claim details supporting insurance fraud investigations.
Benefits:
- Local area familiarity improves positioning
- High-quality photo and video evidence
- Detailed reports for insurance claims
Background Checks
Comprehensive background investigations in Fort Lauderdale uncover relevant history, civil records, and inconsistencies tied to individuals involved in questionable insurance claims.
Benefits:
- Criminal and civil record searches
- Legally compliant investigative procedures
- Fast turnaround on urgent requests
Infidelity Investigations
Sensitive relationship investigations across Fort Lauderdale neighborhoods focus on factual documentation and surveillance while maintaining privacy and professionalism throughout the investigative process.
Benefits:
- Covert observation and documentation
- Confidential communication at all times
- Clear, discreet factual reporting
Corporate Investigations
Corporate-focused investigation services assist Fort Lauderdale businesses in addressing internal concerns, verifying misconduct, and documenting fraud impacting operations and insurance-related matters.
Benefits:
- Workplace misconduct documentation
- Internal theft and fraud detection
- Pre-litigation evidence collection
Child Custody Investigations
Custody-related investigations throughout Fort Lauderdale communities document behavior, environments, and interactions to provide objective information relevant to family legal disputes.
Benefits:
- Court-admissible observational reports
- Discreet monitoring of activities
- Detailed documentation of findings
Insurance Fraud & Claims Investigations
Focused insurance fraud investigations in Fort Lauderdale identify exaggerations, inconsistencies, and suspicious activity connected to fraudulent insurance claims.
Benefits:
- Surveillance supporting claim verification
- Documentation of physical capabilities
- Evidence for defense attorneys
Tenant Background Checks
Tenant background checks help Fort Lauderdale property owners verify identity, history, and potential risk factors to inform residential and commercial leasing decisions confidently.
- Identity and history verification
- Civil and eviction record searches
- Discreet, compliant information gathering
Pricing
Service Category | Professional Rates |
Surveillance | $111 hour per investigator (minimum 4 hours per attempt) |
Executive Background Screening | $175 comprehensive report |
Database Research | $100 standard searches |
In-Person Consultations | $100 per hour |
Note: Get 10% off any background check service when you book online.
Payment Methods: We accept credit cards, PayPal, Zelle, Venmo, Cash App, Western Union, and Moneygram.
Why Clients Rely on a Dedicated Insurance Investigator in Fort Lauderdale
Insurance-related disputes demand precise, unbiased documentation and clear evidence. Questionable injuries, exaggerated limitations, and inconsistent statements can significantly impact insurance claims and legal outcomes. Working with an experienced insurance investigator in Fort Lauderdale helps clarify facts through surveillance, activity checks, and comprehensive background investigations tied directly to the claim. These investigation services at Grey Ghost – Private Investigator Fort Lauderdale are structured to support defense attorneys and insurance carriers dealing with potential insurance fraud and fraudulent insurance claims.
Flat, transparent pricing is another factor that sets us apart in insurance fraud investigations in Fort Lauderdale. Unlike many providers, there are no mileage charges or travel add-ons, making costs predictable for insurance-related cases that may require extended surveillance. Larger surveillance packages are also available at reduced rates when ongoing monitoring is needed. As a private investigator insurance in Fort Lauderdale resource for defense-focused cases, we work to document real-world activity, verify reported limitations, and identify inconsistencies connected to insurance claims.
Contact our insurance fraud investigator in Fort Lauderdale to discuss your insurance fraud investigation needs.
How We Conduct Insurance Fraud Investigations in Fort Lauderdale
Effective insurance fraud investigations in Fort Lauderdale require planning, strategy, and disciplined observation. Our approach includes:
Initial Case Review: We evaluate the insurance claims, reported injuries, and known concerns to determine investigative priorities.
Activity Pattern Assessment: Before beginning surveillance, we analyze schedules, routines, and locations within Fort Lauderdale to maximize efficiency.
Discreet Surveillance Operations: As a private investigator insurance in Fort Lauderdale resource, we conduct lawful surveillance to document real-world activity without detection.
Evidence Compilation and Reporting: We organize photographs, video, and written observations into structured reports suitable for defense-side review.
This method ensures that every insurance investigator in Fort Lauderdale’s assignments is handled with accuracy, discretion, and attention to evidentiary standards.
Amazing teamwork from the PI’s that work here!! Really Great work, guys! With your help, I got the answers I needed (and then some). I will recommend your private investigation agency to anyone I know needing your services in South Florida. Thanks!! Christina C.
I reached out to Grey Ghost Investigations in Fort Lauderdale about a private matter. They handled my issue discreetly and with complete understanding and kindness.
I ordered a background check report on their site and they sent it to me right away. I'm very happy that the information was accurate and I was able to find out what I was looking for.
These Fort Lauderdale private investigators have helped me with 2 separate situations and they did a great job both times. I'm so glad I found them
I highly recommend Grey Ghost. They did an investigation for me and I was very pleased with the results. I will recommend them to everyone I know.
Me hacia falta un detective privado y este negocio me ayudo bastante.
The investigator who was in charge of my case was prompt, professional and kind. I highly recommend this company.
Best Fort Lauderdale investigators! They really helped me out when I was in a tough spot. Ana, the owner, was super helpful, kind and an expert in private investigations. I hope I don't need them again, lol, but if anything comes up, I'll use them again.
When my “trust issues” started causing problems in my relationship, I called these Fort Lauderdale private investigators —and wow, they delivered! They were fast to respond, kind and affordable. As far as outcome - let's just say that I am now single and happy 🙌. Thanks Grey Ghost! You're the best.
I hired these Fort Lauderdale private investigators to assist me with a personal matter which was very stressful. They got right to work and had answers for me within 24 hours. They were great to deal with and I recommend them wholeheartedly.
This private investigation agency does all of our tenant screening reports. I love that I can order the reports through their site. I usually get the background checks back within an hour. All the information is accurate and up to date. Thanks Grey Ghost, you're the best!
Long story short: my dog was dog-napped by a very dramatic family member (you can’t make this stuff up). I was heartbroken and had no idea where he was taken. Enter the heroes at Grey Ghost in Fort Lauderdale. They did surveillance (yes, like a real-life spy movie) and actually found my dog! I’m talking secret photos, tailing cars, and everything short of a Mission: Impossible soundtrack. If you ever need a private investigator in Fort Lauderdale, especially for something as wild and emotional as a missing pup, these are your people. I got my dog back — and some serious closure.
I own several businesses in Fort Lauderdale and these investigators have helped me out numerous times. I can always count on them to give me timely and accurate results. No one else comes close to their level of professionalism and expertise.
RESULTS, RESULTS, RESULTS! This firm is as professional as it gets! Follow their instructions to the letter & you’ll get timely feedback on your case. I promise!
I highly recommend Gray Ghost investigation services. They are highly professional on point, white on rice, totally in control. I will be recommending your agency to anyone looking for a great private investigator
Not my first rodeo with this outfit, but certainly appreciated the results. It's amazing what a little bit of professionalism and a whole lot of honesty can get one through a rough patch in life. These Fort Lauderdale Private Investigator really helped me out.
i've been around the block when it comes to PIs and situations in which a PI would be necessary, so I know a few things regarding who is offering a good service and who isn't. i've worked with them twice already and each time they do not disappoint. thorough, experienced and professional, they answer all your questions with compassion and patience as well as do a detailed job when hired. i fully recommend them to anyone in need of an investigator.
Grey ghost investigations are the best investigators you will find. Their expertise is top notch & they have excellent communication skills. They’ll provide the answers you’re looking for. Definitely check them out you will be glad you did!
I have worked with two other investigators, and this team was by far the best investigators i have ever worked with!! I even had them watch over another investigator who was doing a poor job. They were very professional, timely, accurate, thorough with assessments and up-close video recordings, my videos and reports were uploaded almost immediately, and the follow up was immediate and it showed how much they cared about my case. They are so familiar with the South East Florida region. I highly recommend them and would definitely hire them again!!
Great service and good price. He Has so much knowledge and knows what he’s doing. I recommend grey ghost to anybody that’s looking for the pros
They are thoroughly professional, and amazing I highly recommend their services.
I was looking for a private investigator in Fort Lauderdale to do some surveillance for me on a tenant that I have over there. The Grey Ghost team took my call on a Sunday at 7pm and by 9pm, they already started the surveillance. They gave me all the information I needed by the end of the night. I will definitely hire them again if I need them in the future. Highly recommend them!
Frequently Asked Questions
We conduct surveillance, review claim details, and document real-world activity connected to insurance claims. Here at Grey Ghost – Private Investigator Fort Lauderdale, we focus on identifying inconsistencies, verifying reported injuries, and gathering evidence related to potential insurance fraud and fraudulent insurance claims for defense-side cases.
The timeline depends on the complexity of the insurance claims, the subject’s routine, and how much surveillance is needed. As a Fort Lauderdale private investigator for insurance companies, we adjust investigation services based on activity patterns, location, and how quickly usable documentation can be obtained during the insurance fraud investigation process.
We look for activity that either supports or contradicts the reported injuries or limitations. As an insurance company fraud investigator in Fort Lauderdale, we document mobility, daily routines, and physical capabilities to help clarify whether the claim details match observed behavior.
We typically need the claim background, subject details, known schedule information, and specific concerns about the insurance claims. We initiate professional investigative services tailored to your specific situation at Grey Ghost – Private Investigator Fort Lauderdale.